What you need to know about FINCEN affecting closings after 03/01/2026

Important information affecting transactions closing after 03/01/2026.

The Financial Crimes Enforcement Network through the US Treasury will be requiring FINCEN Real Estate Reports be filed for all Cash Transactions & Private Lender transactions where the buyer is an entity (LLC, Corporations, Trusts, etc.). This report is extensive and will require both buyer and seller to complete and provide specific information regarding themselves, their entity, and funds used to close.

It is primarily the title agency's burden to make sure this information is collected and reported to the US Treasury. Transactions will only be able to close when all information needed is provided. Please click the link below for more information or reach out to us!